Where Dreams Find Their Home
Where Dreams Find Their Home
Whether you’re buying, building or refinancing,
get the guidance you need!
Whether you’re buying, building or refinancing,
get the guidance you need!
Proudly Serving All of Texas
CTC Mortgage is a full-service mortgage broker company, assisting new and existing homeowners from application, all the way to closing.
CTC Mortgage features world-class service, great rates, and versatility. Every loan is designed to fit your financial objectives.
Services & Strategies
Purchase
We make make buying your home, investment property or vacation get away, easy!
Refinance
Looking to lower your interest rate, pay for college or consolidate debt? Let us help you tailor a plan to meet your financial objectives.
Build
Do you have a dream of building your home?
We can help. Ask about our many construction loan products.
Find Your Loan Officer
Get the BEST
financing options
with the help of our highly experienced group of loan originators.
Nick Salem
CEO | Founder
713-725-7800
Chad Freeman
CEO | Founder
832-428-8859
Edward Goodlow Loan Originator
Jason Williams Loan Originator
Alan White
Loan Originator
Kiara Willaims Loan Officer
Jason Meinen
CEO | Founder
832-287-9645
Mike Gilson Branch Manager
Melanie Freeman
Business Development
Prathima Matada Loan Originator
Kristen Osburn
Loan Originator
Chris Kimble Loan Originator
Deesh Nair Loan Originator
Eyal Karny Loan Originator
Mark McGinnis
Branch Manager
Brandi Brawner
Loan Originator
Josh David
Loan Originator
Ernesto Perez Loan Originator
Kim Jaffurs
Loan Originator
Quint Clothier Loan Originator
William Gray
Loan Originator
Brad Cochran
Loan Originator
Beau Osburn
Loan Originator
Travis Rolfe
Loan Originator
Joseph Hemann
Branch Manager
The Purchase Process
STEP I: Mortgage Pre-Approval
A loan pre-approval sets you up for a smooth home buying experience.
STEP II. House Shopping
You may have already started home shopping online. At this stage, it’s a good idea to start working with a buyer's agent and viewing homes.
STEP III: Mortgage Loan Application
Income, Assets, Employment, Property Information, Liabilities, Loan Type & Term. All the documentation from above is pulled together to produce the Loan Estimate (LE).
STEP IV: Loan Processing - Opening the File
Loan processors gather documentation about the borrower and property, review all information in the loan file and assemble an orderly and complete package for the underwriter.
STEP V: Underwriting
The underwriter closely evaluates all documentation prepared by the loan processor. More documents might be requested based on the review or a CTC (Clear to Close) is issued.
FINAL STEP VI: Closing
Documents are drawn, printed out and sent to the title company (or attorney's office) where the closing meeting takes place.
Satisfied Clients
“Nick was with me and my wife every step of the way. His team was amazing and kept us updated throughout the process.”
Chris C.
“I always rely on Chad to take care of my mortgage needs. Chad and his team have helped me create and grow my real estate portfolio.”
Anthony M.
“Jason went above and beyond what was expected of him. We're thankful for his excellent service and his amazing team for making our first home purchase easy.”
Edward J.
Focus on Growth
At CTC Mortgage, we believe growing our team means growing our business. With a focus on client service and a diverse product offering, there's never been a better time to join the CTC Mortgage Team.
Now Hiring:
Now Hiring:
- Branch Managers
- Branch Managers
- Sales Managers
- Sales Managers
- Loan Officers
- Loan Officers
Proudly Serving all of Texas
6807 Wynnwood Lane Suite B
Houston, Texas 77008
Office: (346) 476-1900
Copyright © 2023 | CTC Mortgage, LLC
NMLS #1080510 Licensed In: Texas
CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705.
COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.